Nicola is a Partner in the Insurance Disputes team. She is known for her strategic and pragmatic approach to resolving complex insurance disputes.

Nicola is passionate about advocating for policyholders and ensuring they receive fair treatment and maximum recoveries. Her work is driven by a commitment to clarity, efficiency, and client-focused outcomes.

 

Nicola leads on insurance and professional indemnity disputes representing international and domestic corporate entities, SME, and high-net-worth clients across a wide range of sectors.

 

Beyond her legal practice, Nicola is committed to nurturing the next generation of lawyers. As a Training Principal, she is actively involved in graduate recruitment and training, ensuring that trainees receive a solid and supportive foundation to their legal career.

 

Nicola joined the firm in 2010 and became a partner in 2013.
Nicola advises a vast range of policyholder clients including international and domestic corporates, SMEs, and high and ultra-high-net-worth individuals.

 

Sectors:
Her client base includes policyholders in hospitality, retail & consumer, entertainment, pharmaceutical, construction and real estate, manufacturing, food processing, waste processing, financial services and agriculture.

 

Insurance Coverage:
Nicola assists clients in securing indemnities rightfully owed under a broad spectrum of insurance policies. These include Directors’ & Officers’ (D&O), construction all-risks, product liability and recall, public liability, environmental risk, business interruption, building defect guarantees, cyber risk and loss, property and casualty, warranty and indemnity, as well as critical illness and permanent health insurance coverage.

 

Professional Indemnity:
She is recognised for her work pursuing professional liability claims against insurance brokers, architects, financial advisers, and accountants.

 

Nicola has a wealth of experience helping clients navigate complex and high-value claims and disputes to a successful outcome whether through litigation, mediation or arbitration. She remains highly focused on her clients’ commercial and personal goals throughout and on providing clear, pragmatic and commercial legal advice.

 

Sector-Specific Insurance Advice:
Nicola excels at navigating complex insurance landscapes and delivers practical, tailored solutions to resolve disputes and/or maximise client recoveries.

Expertise
Insurance Disputes Construction Insurance D&O (Directors and Officers) Policy Coverage Property Damage and Business interruption Cyber Losses Broker’s Negligence Product Liability High Net Worth Insurance issues
Credentials
Recommended, Chambers Global (since 2020)
Recommended, Chambers UK 2025
Recommended, Insurance litigation for policyholders and professional negligence -The Legal 500 2026
Member of London Business Interruption Association (LBIA), Professional Negligence Lawyers Association (PNLA), LSLA, and BILA
Regular speaker at seminars for insurance intermediaries and specialist interest groups including Chartered Institute of Loss Adjusters and LBIA.
EXPERIENCE
Nicola's experience includes:
Advising a leading self-storage premises in relation to a total loss fire involving over 500 separate storage units and multimillion pound material damage and business interruption losses.
Representing a subcontractor to the HS2 Euston Station construction project in relation to a multi-million pound disputed property damage insurance claim.
Acting for a high-tech manufacturer seeking compensation for the material damage and business interruption losses it suffered following a devastating fire at its manufacturing site.
Advising on a £50m insurance claim following a catastrophic fire at a high-profile luxury hotel and leisure complex.
Acting for a well-known seaside resort and pier company in relation to a partial collapse of the pier structure and a technically complex multimillion pound insurance coverage dispute.
Advising the owners of an entertainment and retail site with a pier in relation to a disputed insurance claim following a fire on the pier which caused extensive damage to the site.
Representing a professional firm in relation to insurance coverage issues following a substantial client account theft as a result of cyber fraud
Endurance Corporate Capital Ltd v Sartex Quilts & Textiles Ltd [2020] EWCA Civ 308 – and Sartex Quilts & Textiles Ltd v Endurance Corporate Capital Ltd [2019] EWHC 1103 (Comm) –property damage, measure of indemnity, betterment.
Professional Negligence: Numerous claims against insurance brokers for negligent advice on the operation of policy terms and conditions and/or significant underinsurance including advising a high-profile luxury hotel and leisure resort in relation to its multimillion-pound claim for underinsurance in relation to business interruption losses arising following a catastrophic fire.
Professional Negligence: Dalamd Ltd v Butterworth Spengler Commercial Ltd [2019] Lloyd’s Rep IR 295 – claim against insurance broker arising out of fire at a wate recycling facility; effect of non-disclosure on variation of composite policy, test for causation in broker’s claims; whether balance of probabilities or loss of chance.
Professional Negligence: Ground Gilbey Ltd v Jardine Lloyd Thompson UK Ltd [2011] PNLR15 – broker negligence – fire – acting for owners of Camden Market.