Daniel Tunkel
This addresses all matters connected with the UK financial regulatory system and/or with the formation, promotion and regulation of UK and offshore private investment structures.
Daniel joined the Firm as part of a larger team move in February 2025.
Daniel is head of a team of 4 lawyers who are dedicated to advising on financial regulation issues. These arise on behalf of the Practice’s own clientele and other clients drawn from right across the Firm. Daniel has specialised and led teams of lawyers at various firms in this field for more than 35 years, making him one of the longest standing experts in this field in current practice.
All manner of clients seek advice on the UK financial regulatory system: some in order to fall within it, to stay regulated and compliant with the rules; others in order to understand how (in appropriate cases) to avoid regulation; and others still, who wish to understand their rights where they have been defrauded or disadvantaged by both regulated and unregulated firms operating in this market.
When the Financial Services Act 1986 became law, there were 5 regulated activities and 10 species of regulated investment. Today, the increasing complexity of the financial markets and the players in those markets there are over 70 regulated activities, 25 or more designated investments and lots of sub-categories in each – and that’s before we start to consider the world of crypto-assets. Daniel and his team have had to advise on all of these activities and investment types at some time or another.
Sector clients include conventional asset and investment managers, corporate finance firms, stock and commodity brokers, insurance distributors, mortgagees and credit providers, P2P lenders, payments and e-money firms, funeral plan providers and claims managers. Other clients look for advice on how to remain outside the sector.
Daniel is an acknowledged expert in structuring of bridge and short-term loan finance arranging to avoid financial regulation, and various models in use across this growing industry are derived from advice he has provided to many of its participants over the last decade or so.