Commercial Insurance Litigation

We have been prominent in the field of insurance law for over thirty years, specialising in representing claimants against insurance companies and third parties. We receive a high level of referrals from other professionals, accountants, assessors, brokers and lawyers because of our acknowledged expertise in handling disputed insurance claims arising from denial of liability, policy avoidance and disputed claim sums.

Our experience in insurance litigation, coupled with our strengths in commercial law, insolvency and restructuring work, enable us to assist clients in coping with cash-flow, trade creditors and many other related commercial problems that often arise from the delayed settlement of an insurance claim. The areas we can assist and advise on include:

• Assessment of damages and coverage claims resulting from:
  1. Fire Insurance Claims - where manufacturing and warehousing facilities have been destroyed.
  2. Flood Insurance Claims – where flooding has ruined stocks of goods such as carpets, clothing, textiles, plant machinery and pharmaceuticals.
  3. Burglary
• Insurance Claims – where important stock and computer hardware and software, vital to the continued commercial trading of a client has been lost.
• Claims for business interruption - which flows from losses suffered from an insured peril.
• Claims against security providers, intermediaries and any professional negligence in connection with a claim.
• Third party claims for uninsured losses.
• Claims denied on the basis of breach of warranty or general condition.

We are able to call upon a wide range of related professional experts from Counsel, forensic scientists, forensic accountants, specialist brokers and expert underwriters to ensure we achieve the best results for our clients. We have acted for commercial clients on major claims all over the country and have been prominent in acting for those affected by public disasters, including the “Sea Empress” and “Braer” oil disasters.

Edwin Coe LLP has also acted in some of the leading cases on broker’s negligence and the duties of Loss Assessors.

Our fees are set at a competitive level and in appropriate cases, we act on a “no win – no fee” basis.