Commercial Insurance Litigation

Example cases:

• A £20 million claim on a commercial all risks policy by a large CD/DVD manufacturer following a serious fire. The issues raised in the proceedings addressed points of law concerning moral hazard, material non disclosure, misrepresentation and breach of condition precedent/breach of warranty.
• Advising a large UK crisp manufacturer in its negotiations with Loss Adjusters, following the settlement of a £12 million claim.
• Acting for the directors of an Independent Financial Advisor pursued by the FSA for the alleged mis-selling of precipice bonds and SCARPS, including advising the directors on coverage issues arising on the D&O policy.
• Acting for the insured in a claim against her brokers following the theft of a substantial amount of jewellery. The insurers refused to pay the claim because of a breach of warranty regarding installation of an alarm and safe. The client had not been aware of the existence of the warranty since the broker had failed to point this out to her. The matter proceeded to trial where our client succeeded on the issue of liability.