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Nicola Maher

Nicola joined Edwin Coe in 2010 and became a partner in 2013. Her practice covers advice to Claimants and Defendants in a wide range of commercial and insurance matters and she represents corporate, SME and high net worth clients in complex insurance coverage disputes, professional negligence, and commercial litigation. She assists policyholders to secure efficient resolution of claims and to maximise recoveries, if necessary, through litigation, mediation or arbitration.

She acts exclusively for policyholders across numerous sectors such as hospitality, retail & consumer, pharmaceutical, construction & real estate, manufacturing, and waste processing on a broad range of matters including:

  • Professional Indemnity
  • Directors and Officers liability (D&O)
  • Property and Casualty
  • Business Interruption
  • Cyber Risk
  • Environmental Risk
  • Building Defect Guarantee
  • Product Liability
  • Critical illness and permanent health insurance policies

She has particular expertise in relation to substantial property claims arising out of fire, thefts, flooding and design defects advising in respect of material damage, under-insurance and business interruption claims. More recently, Nicola has advised policyholders in relation to claims arising as a result of the Covid-19 pandemic.

A large proportion of Nicola’s practice involves pursuing professional negligence claims against insurance brokers and other professionals including architects, financial advisers, and accountants.

Nicola has a particular interest in relation to cyber insurance cover and claims and regularly speaks and publishes on the subject.

She is a member of the LBIA, PNLA, LSLA and BILA and presents seminars to insurance intermediaries and specialist interest groups, including CILA.

Insurance

  • Advising an individual policyholder in relation to his various health insurance policies in the event of permanent ill health and his ability to work again.
  • Acting for a number of Claimants pursuing claims for uninsured and under-insured losses and business interruption arising from the explosion of a petrol depot in Buncefield.
  • Acting for a Claimant company for material damage and business interruption losses where the insurer denied cover relying on a material misrepresentation argument.
  • Representing a professional firm in relation to insurance coverage issues following a substantial client account theft as a result of cyber fraud.

Professional Negligence

  • Acting for a leading London street market against its brokers in relation to a fire which caused approximately £8m of damage.
  • Acting in relation to a recycling plant which burnt down. Following insurer’s purported avoidance of the policy; the insurance brokers were sued for failing to advise the policyholder of its duty to give full disclosure of all material facts.
  • Acting for the Claimant’s waste recycling business in a claim against its insurance broker in negligence for failure to advise on disclosure issues, policy conditions and failure to arrange cover which provided an indemnity in relation to loss of profit.
  • Acting for the Claimant property owner in a claim against the broker in negligence for failure to arrange cover for loss of rent and for incorrectly arranging cover on a joint basis.

Commercial

  • Acting for a corporate client in relation to a claim for fraudulent misappropriation of £9m of client’s monies.
  • Acting for a corporate client in relation to its claim for fraudulent misappropriation of company monies by a former employee and taking injunctive and possessory action to successfully recover the monies.
Nicola Maher awards

Expertise

  • Insurance Litigation: Overview

  • Insurance claims

  • Assessment of Damage claims

  • Business Interruption claims

  • Professional Negligence

  • Health and Safety investigations and defence of criminal prosecutions

  • Claims against security providers

  • Denied claims on the basis of Breach of Warranty or General Condition

  • Third Party claims for Uninsured Losses

  • Industry Sectors: Waste management, print & packaging, manufacturing, retail and leisure, construction, engineering, property, IT, SME’s

  • Issues arising out of fire, theft, flood, fraud, and cyber risks

Credentials

  • Ranked in Chambers UK 2024

  • Ranked in Chambers Global 2024

  • Recommended in The Legal 500 UK 2024

  • Member of the London Business Interruption Association

  • Member of the London Chamber of Commerce

  • Member of the Professional Negligence Lawyers Association

  • Member of the British Insurance Law Association

Quotes

Nicola Maher is excellent, charming, and a pleasure to work with.


The Legal 500 UK 2024

Nicola Maher is excellent, charming, and a pleasure to work with.

The Legal 500 UK 2024

Nicola Maher is an excellent strategist exercising sound judgement, and closely attentive to detail. Nicola is always...
The Legal 500 UK 2024

Nicola Maher is an excellent strategist exercising sound judgement, and closely attentive to detail. Nicola is always calm and unflappable, but tenacious in prosecuting her clients’ cases. Always responsive and a delight to deal with, Nicola is conscious of cost-proportionality.

The Legal 500 UK 2024

Nicola Maher was fantastic. Professional and concise in everything she did. I would highly recommend her.


The Legal 500 UK 2024

Nicola Maher was fantastic. Professional and concise in everything she did. I would highly recommend her.

The Legal 500 UK 2024

Nicola is client-friendly, pragmatic and helpful.


Chambers UK 2023

Nicola is client-friendly, pragmatic and helpful.

Chambers UK 2023

She is sensible, well prepared and a really great all-round operator.


Chambers UK 2023

She is sensible, well prepared and a really great all-round operator.

Chambers UK 2023

She is amazing.


Chambers UK 2023

She is amazing.

Chambers UK 2023

Nicola Maher – very experienced, tactically astute, highly knowledgeable in this specialist field, Nicola provides ...
The Legal 500 UK 2023

Nicola Maher – very experienced, tactically astute, highly knowledgeable in this specialist field, Nicola provides a service to her clients that is second to none.

The Legal 500 UK 2023

Nicola Maher is very knowledgeable, practical and hard working. We cannot imagine any lawyer handling the difficultie...
The Legal 500 UK 2023

Nicola Maher is very knowledgeable, practical and hard working. We cannot imagine any lawyer handling the difficulties we have had on the case with more patience, skill and intelligence.

The Legal 500 UK 2023

Nicola Maher – partner with great attention to detail.


The Legal 500 UK 2023

Nicola Maher – partner with great attention to detail.

The Legal 500 UK 2023

Nicola Maher is a brilliant solicitor and a superb communicator - she is invested in her clients, down to earth and s...
Chambers UK 2022

Nicola Maher is a brilliant solicitor and a superb communicator - she is invested in her clients, down to earth and super smart.

Chambers UK 2022

Nicola Maher is another outstanding partner.


The Legal 500 UK 2022

Nicola Maher is another outstanding partner.

The Legal 500 UK 2022

Nicola Maher is an exceptional solicitor with a wide breadth of knowledge. You are in very safe
hands when dea...
The Legal 500 UK 2022

Nicola Maher is an exceptional solicitor with a wide breadth of knowledge. You are in very safe
hands when dealing with Nicola. She’s personable and highly dedicated to doing the best for you
and she is always very invested in her clients success. She delivers what she promises but never over promises. You’d be very lucky to have her as your solicitor; I couldn’t recommend her enough. A stand out solicitor that I will always remember for the right reasons.

The Legal 500 UK 2022

Nicola Maher is bright, tenacious and a delight to work with.


The Legal 500 UK 2021

Nicola Maher is bright, tenacious and a delight to work with.

The Legal 500 UK 2021

Nicola Maher – not afraid to take matters to court.


The Legal 500 UK 2021

Nicola Maher – not afraid to take matters to court.

The Legal 500 UK 2021

Nicola Maher has great attention to detail.


The Legal 500 UK 2021

Nicola Maher has great attention to detail.

The Legal 500 UK 2021

Nicola Maher is highly knowledgeable, capable and intelligent.


The Legal 500 UK 2021

Nicola Maher is highly knowledgeable, capable and intelligent.

The Legal 500 UK 2021

She is incredibly tenacious and fights her client's corner very effectively, as well as being calm and collected in d...
Chambers UK 2020

She is incredibly tenacious and fights her client's corner very effectively, as well as being calm and collected in difficult situations.

Chambers UK 2020

Nicola Maher is excellent and handling challenging clients.


The Legal 500 UK 2020

Nicola Maher is excellent and handling challenging clients.

The Legal 500 UK 2020

She goes the extra mile to get the best result for the client.


Chambers UK 2019

She goes the extra mile to get the best result for the client.

Chambers UK 2019

Nicola Maher is hungry and determined.


The Legal 500 2019

Nicola Maher is hungry and determined.

The Legal 500 2019

Her performance has been nothing short of excellent.


Chambers UK 2019

Her performance has been nothing short of excellent.

Chambers UK 2019

Nicola Maher provides performance and results that are nothing short of outstanding with expertise and authority.

...
The Legal 500 2019

Nicola Maher provides performance and results that are nothing short of outstanding with expertise and authority.

The Legal 500 2019

She is straightforward, commercial and fights her clients case with charm.


Chambers UK 2018

She is straightforward, commercial and fights her clients case with charm.

Chambers UK 2018

Nicola Maher leaves no stone unturned in pursuit of her clients interests.


The Legal 500 2017

Nicola Maher leaves no stone unturned in pursuit of her clients interests.

The Legal 500 2017

The unflappable, experienced and charming Nicola Maher has a great rapport with clients and is prepared to fight thei...
The Legal 500 2017

The unflappable, experienced and charming Nicola Maher has a great rapport with clients and is prepared to fight their corner.

The Legal 500 2017

Sources credit her as being "really good technically and very conscientious," and add that they have "never known her...
Chambers UK 2017

Sources credit her as being "really good technically and very conscientious," and add that they have "never known her to call it wrong."

Chambers UK 2017

Rising star Nicola Maher has a strong focus on property claims as part of a broad commercial insurance practice.


Chambers UK 2016

Rising star Nicola Maher has a strong focus on property claims as part of a broad commercial insurance practice.

Chambers UK 2016

Nicola Maher nerves of steel and is good at dealing with challenging claims and clients.


The Legal 500 2016

Nicola Maher nerves of steel and is good at dealing with challenging claims and clients.

The Legal 500 2016

Nicola Maher is known to be particularly strong in the area of property insurance claims.


The Legal 500 2016

Nicola Maher is known to be particularly strong in the area of property insurance claims.

The Legal 500 2016

Nicola Maher is developing an excellent reputation in the field.


Legal 500 2015

Nicola Maher is developing an excellent reputation in the field.

Legal 500 2015

They are undoubtedly the best claimant insurance practice; they issue more claims than any other firm and are not afr...
Chambers UK 2015

They are undoubtedly the best claimant insurance practice; they issue more claims than any other firm and are not afraid to take cases to trial.

Chambers UK 2015

They have insurers' respect and are a credible force, offering a very good policyholder service.


Chambers UK 2015

They have insurers' respect and are a credible force, offering a very good policyholder service.

Chambers UK 2015

They are assured and persistent on behalf of their clients.


Chambers UK 2015

They are assured and persistent on behalf of their clients.

Chambers UK 2015

‘Edwin Coe LLP’s lawyers know their insurance law inside out.


Legal 500 2014

‘Edwin Coe LLP’s lawyers know their insurance law inside out.

Legal 500 2014

They've been doing it for longer than anyone else, and they have a phenomenal success rate.


Chambers UK 2014

They've been doing it for longer than anyone else, and they have a phenomenal success rate.

Chambers UK 2014

You can be confident with Edwin Coe that they are experts in their area.


Chambers UK 2014

You can be confident with Edwin Coe that they are experts in their area.

Chambers UK 2014

Edwin Coe is at the top of the premier league in terms of claimant insurance litigation and professional negligence r...
Chambers UK 2014

Edwin Coe is at the top of the premier league in terms of claimant insurance litigation and professional negligence relating to insurance brokers.

Chambers UK 2014

The Manchester United of claimant litigation.


Legal 500 2013

The Manchester United of claimant litigation.

Legal 500 2013

This firm is expert in advising corporate clients on disputes with major insurers and brokers.


Chambers UK 2013

This firm is expert in advising corporate clients on disputes with major insurers and brokers.

Chambers UK 2013

Edwin Coe provides 'clear, succinct and accurate advice' on a range of contested policyholder claims against insurers...
Chambers UK 2012

Edwin Coe provides 'clear, succinct and accurate advice' on a range of contested policyholder claims against insurers.

Chambers UK 2012

She is really forensic with the detail and is also fantastic with her turnaround times


Chambers UK 2021

She is really forensic with the detail and is also fantastic with her turnaround times

Chambers UK 2021

  • Single page view

Nicola Maher

Partner

Nicola Maher

Nicola joined Edwin Coe in 2010 and became a partner in 2013. Her practice covers advice to Claimants and Defendants in a wide range of commercial and insurance matters and she represents corporate, SME and high net worth clients in complex insurance coverage disputes, professional negligence, and commercial litigation. She assists policyholders to secure efficient resolution of claims and to maximise recoveries, if necessary, through litigation, mediation or arbitration.

She acts exclusively for policyholders across numerous sectors such as hospitality, retail & consumer, pharmaceutical, construction & real estate, manufacturing, and waste processing on a broad range of matters including:

  • Professional Indemnity
  • Directors and Officers liability (D&O)
  • Property and Casualty
  • Business Interruption
  • Cyber Risk
  • Environmental Risk
  • Building Defect Guarantee
  • Product Liability
  • Critical illness and permanent health insurance policies

She has particular expertise in relation to substantial property claims arising out of fire, thefts, flooding and design defects advising in respect of material damage, under-insurance and business interruption claims. More recently, Nicola has advised policyholders in relation to claims arising as a result of the Covid-19 pandemic.

A large proportion of Nicola’s practice involves pursuing professional negligence claims against insurance brokers and other professionals including architects, financial advisers, and accountants.

Nicola has a particular interest in relation to cyber insurance cover and claims and regularly speaks and publishes on the subject.

She is a member of the LBIA, PNLA, LSLA and BILA and presents seminars to insurance intermediaries and specialist interest groups, including CILA.

Expertise

  • Insurance Litigation: Overview
  • Insurance claims
  • Assessment of Damage claims
  • Business Interruption claims
  • Professional Negligence
  • Health and Safety investigations and defence of criminal prosecutions
  • Claims against security providers
  • Denied claims on the basis of Breach of Warranty or General Condition
  • Third Party claims for Uninsured Losses
  • Industry Sectors: Waste management, print & packaging, manufacturing, retail and leisure, construction, engineering, property, IT, SME’s
  • Issues arising out of fire, theft, flood, fraud, and cyber risks

Experience

Insurance

  • Advising an individual policyholder in relation to his various health insurance policies in the event of permanent ill health and his ability to work again.
  • Acting for a number of Claimants pursuing claims for uninsured and under-insured losses and business interruption arising from the explosion of a petrol depot in Buncefield.
  • Acting for a Claimant company for material damage and business interruption losses where the insurer denied cover relying on a material misrepresentation argument.
  • Representing a professional firm in relation to insurance coverage issues following a substantial client account theft as a result of cyber fraud.

Professional Negligence

  • Acting for a leading London street market against its brokers in relation to a fire which caused approximately £8m of damage.
  • Acting in relation to a recycling plant which burnt down. Following insurer’s purported avoidance of the policy; the insurance brokers were sued for failing to advise the policyholder of its duty to give full disclosure of all material facts.
  • Acting for the Claimant’s waste recycling business in a claim against its insurance broker in negligence for failure to advise on disclosure issues, policy conditions and failure to arrange cover which provided an indemnity in relation to loss of profit.
  • Acting for the Claimant property owner in a claim against the broker in negligence for failure to arrange cover for loss of rent and for incorrectly arranging cover on a joint basis.

Commercial

  • Acting for a corporate client in relation to a claim for fraudulent misappropriation of £9m of client’s monies.
  • Acting for a corporate client in relation to its claim for fraudulent misappropriation of company monies by a former employee and taking injunctive and possessory action to successfully recover the monies.

Credentials

  • Ranked in Chambers UK 2024

  • Ranked in Chambers Global 2024

  • Recommended in The Legal 500 UK 2024

  • Member of the London Business Interruption Association

  • Member of the London Chamber of Commerce

  • Member of the Professional Negligence Lawyers Association

  • Member of the British Insurance Law Association

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